The median income for a family in Atlantic City is $29,232, with a median house listing price of $179.9k. New Castle is third in terms of retirement communities with 3.72 per 1,000 residents. Hilton Head Island, known for its beaches and golf courses, is a great place to retire. Here's a list of real estate firms to consider working with. The median home value in the city is $153,000 and youll pay about $1,220 in property taxes each year and $723 in housing costs every month. In the downtown area, youll discover some lovely early-1900 buildings and exhibits at the Historical Museum. Redeem your points for cash or gift cards. Placencia is a haven for beach connoisseurs. A financial advisor can help you create a financial plan for your retirement goals. 3 . Youll find several delicious eateries such as Simply Seafood Market & Oyster Bar for scallops and shrimps and PoFolks if youre in the mood for some homestyle American comfort food, as well as your regular fast food joints. Looking to buy a home in California? Flickr JR P. Darien is one of the premier coastal towns in Georgia. 1 / 100. Looking to buy a home in Virginia? Ithaca, New York. If you can do this in one of the most beautiful French coastal towns, enjoying good food, wine, and long beach walks, then it's heaven. Best places to retire in America. Set out on a sailboat, book a tennis lesson, breeze along biking trails, explore the boutiques, or nab tickets for concerts and festivals to make the most of retirement in this South Carolina paradise. Datalign matches you with vetted registered advisors that can help you improve your investment portfolio and grow your retirement savings safely. . Unlike it's nearby but totally separate . Venices shoreline is located halfway between Sarasota and Port Charlotte, on the eastern edge of the Gulf of Mexico. Seniors age 65 and over make up 18% of the population. For the purposes of this book's third edition, a small art town has a full-time population of 65,000 or fewer. It's a hidden gem located along the Atlantic Ocean coast. And now that the coronavirus pandemic makes it unwise to socialize except at a distance, its more important than ever to be able to settle into a forever home where youre free to enjoy the fresh air, long walks on the beach, and the soothing sound of crashing waves. It has got a population of over 13,000 people, a third of whom are above the age of 65. 1. Located on Virginia's eastern shore, Cape Charles is an inviting small town with picturesque piers and sidewalks for strolling and biking. So many beaches. Pensacola is Florida's most affordable beach city and it's a beautiful place to retire, with idyllic white sand beaches, rivers, bayous and bays. Whether you prefer white sand beaches or majestic mountain ranges, read on to discover the best places to retire on the east coast. There is the Ocean Springs Art Association, which represents over 300 local artists, and the largest fine arts festival in Mississippi, the Peter Anderson Arts & Crafts Festival. Talk to a financial adviser for even more help with stretching those retirement dollars. Despite the Crisis, Homeowners Remodel to Ride Out Pandemic in Comfort, How the Coronavirus Is Changing Some Boomers' Real Estate Plans for the Better. With its bustling main street, John F. Kennedy Hyannis Museum, and world-renowned Cape Cod Hospital, Hyannis is basically the hub of the Cape. Several wonderful beaches spring to mind, with Seaside and Cannon Beach foremost for me. Here are the top 10 budget-friendly spots that offer access to the ocean: 1. Seabrook Island, South Carolina. There are many long white beaches, some quite hidden and far from the crowds of the boardwalks and the main beaches. Check out the 21 nicest small towns to visit in . Each town has fewer than 20,000 full-time residents (according to the 2010 census), direct access to beaches and water, and notable family-friendly attractions. 4. The towns top spot is the sandy Rocky Point Beach and Park, which spans 375 acres on the Back and Middle Rivers and boasts a beautiful view of the Chesapeake Bay. There are currently more than 74 million boomersof which 10,000 per day are hitting age 65, according to the Pew Research Center. Narberth, Pennsylvania . Ask our Retirement expert. Kiawah Island, South Carolina. This quaint coastal town lies east of Bay St. Louis and it is known\ for its arts and festivals. Just south of Sarasota, quiet and charming Venice is the ideal retirement spot for those looking for a slower pace of life. Shimmering shorelines, renowned golf courses, impeccable dining that's what awaits you on Kiawah Island. A move to the East Coast may bring you closer to family, give you access to the right job or simply fit the vibe you're looking for. Curb appeal is important, but it's also about safety. Stroll down the boardwalk for more entertainment options and shopping. In fact, the Sunshine States shorelines arent the only coastal ZIP codes attracting boomersplenty of folks dont want to live in what feels like a steam room six months out of the year, or they may want to be closer to friends and family elsewhere in the country. This story was published at an earlier date and has been updated with new information. This is not a typo: Southern California does, in fact, boast affordable retirement homes right near the coast. The national average commute is 26.9 minutes. Or perhaps youre planning a big move and want to relocate permanently. Seaford is tied for the lowest tax burden of any city on this list. 2. This Gulf Coast city features some glorious nature trails and lagoons and wetlands. The former fishing village is bordered by a beautiful marsh shoreline and dotted with wooded areas. You kind of have the best of both worlds [in Murrells Inlet] if youre looking for a nice, affordable area to retire to, says Jeremy Jenks, vice president of sales at Keller Williams The Trembley Group. Darien, Georgia. There are 5.42 medical centers per 1,000 residents. Sink your toes into sugar-white sand beaches that are reportedly composed out of fine quartz grains from the Appalachian Mountains. The median home value in the city is $122,300 and youll pay around $1,069 in annual property taxes. . Often named one the best coastal towns in Maine, Kennebunkport has it all. Located at the mouth of the Thames River, this seaport citythe second-largest whaling port in the world back in the Moby Dick daysboasts a historic waterfront district that has become the creative hub of the city with art, music, and design venues, unique boutiques, and more than 30 restaurants. And youll pay around $1,009 in annual property taxes and $455 in monthly housing costs. SmartAssets services are limited to referring users to third party advisers registered or chartered as fiduciaries ("Adviser(s)") with a regulatory body in the United States that have elected to participate in our matching platform based on information gathered from users through our online questionnaire. This Gulf Coast tourist haven has clean beaches, great fishing, and fantastic fowl. Get advice on your investment portfolio from a certified professional through Datalign. New Smyrna Beach was the center of intense real estate speculation during the 1920 . 86 / 100. 11 Best East Coast Beach Towns. . 13. Live everyday like youre on vacation in these American coastal towns with spectacular views and bargain prices. Median Home Price: $333,741. Jacksonvilles booming city will suit those who want access to some beautiful stretches of coastal areas but need to have an urban playground and a travel hub on their doorstep. Chances are you already know the country's most famous beach destinations . Beaufort, North Carolina. You can find out more about our use, change your default settings, and withdraw your consent at any time with effect for the future by visiting Cookies Settings, which can also be found in the footer of the site. To find the best places on the East Coast to retire on Social Security alone, GOBankingRates used SSA data to identify the average monthly benefit as $1,828.30 -- $3,656.60 for a couple. Because Cumming is close to Atlanta, you can take advantage of all of the arts and entertainment options the city offers, including professional sports games and museums. The median home value in Tarpon Springs is $209,400 and the median monthly housing cost adds up to $943 slightly pricier than Hobe Sound but youll pay around $1,847 in property taxes each year. You, too, can be the Prince of Bel Air the one closer to the Atlantic than the Pacific, that is. Great Neck, New York. In the downtown area, youll find several historic sites, tasty eateries and live arts performances, and you can go fishing, paddling, surfing and sailing on the blue-green waters that sweep the beach. Jacksonville, FL. Theres still a lot of areas in Hyannis that are very affordable, says Jeanette Neeven, a Realtor with Century 21 Cobb Real Estate. Biloxi, which sits right next to Gulfport, is Americas most affordable beach city, according to SmartAsset. This scenic hamlet in the Beaver State offers many outdoor recreational activities for a retiree, as well as museums, full-service libraries, restaurants and shops, athletic clubs and cultural events. When looking for a beach town in South Carolina to relocate to, set your sights on Folly Beach. With homes valued at around $168,300, the median housing cost is $1,209 a month and the median annual property tax is $2,265. The welcoming atmosphere and colorful boutique-lined downtown are draws for seniors, who make up more than a quarter of the town's population. Lynn Haven, situated just north of Panama City, is a half hour away from some gorgeous beaches and St. Andrews State Park. Monthly grocery costs also show a wide range. We do not manage client funds or hold custody of assets, we help users connect with relevant financial advisors. Please be aware that some (or all) products and services linked in this article are from our sponsors. Or go swimming at Sunset Beach and Fred Howard Park. Are you confident in your retirement savings? Dust is a common household nuisance, causing respiratory problems and allergic reactions when inhaled. For many, the ultimate retirement goal involves uncomplicated days when the toughest decision involves when to visit the beach. Seniors age 65 and over make up 18% of the population. Long Beach, NY. The county seat of Nassau County, Fernandina Beach is just north of Florida's beautiful Amelia Island. Whether you're looking for a spot to relocate to during the next few years or you are dreaming about places to put down roots decades from now, it's always the right time to explore retirement destinations, especially when those places come with surf, sand, and sea breezes. Okaloosa Island, with its fine white sand beaches and glittering green waters, is mere minutes away. The median annual property taxes add up to $1,267. 1. It probably won't come as a surprise to hear that Florida does exceptionally well in the retirement rankings across the board. New Hyde Park is another Long Island town, meaning residents will have access to New York City. Which Is Nicer, Huntington Beach Or Newport Beach? In Canton, not only do you have a high livability score, but monthly grocery cost is only $407.30 and $399.92 for healthcare, lower than the national averages. Few towns are as charming as Fairhope, and its relaxed, welcoming atmosphere makes retirees feel right at home. #46. Overlooking the shores of Lake Michigan, Saugatuck is home to several serene beaches that feature soft sand, rolling dunes and peaceful atmospheres. Jim Barnash is a Certified Financial Planner with more than four decades of experience. Its a popular gay retirement community, says Russell Stucki, real estate associate at Re/Max Realty Group. Population: 1,864,138 Share of population age 60+: 18% Median Monthly mortgage cost: $1,819 Median Monthly Rent: $1,008 The homes in Nashville tend to be more affordable than many of the other cities across the U.S. and as a result, Nashville is becoming more appealing for those retirees that want to experience the wealth of activities that are available in addition to the obvious tax benefits. A famous tourist destination that attracts millions to its beaches and golf courses, Myrtle Beach is one of the fastest-growing cities in the US. Visited by Captain John Smith in the early 1600s, he wrote that the land was the "Gem of the Eastern Shore". LindaZ74 / Shutterstock. When you visit the site, Dotdash Meredith and its partners may store or retrieve information on your browser, mostly in the form of cookies. The Kennebunk River adds even more waterline charm to the small shops, elegant ship captains' homes, and fishing ports of this vibrant Southern Maine town of 3,474. This places Exeter second to last on the list in that metric but is still a fairly good number in the grand scheme of things. Little Shell Beach - Calm beach with smaller shells. Buyers can get into the market at a wide price range, from a three-bedroom manufactured home for $159,900 to this three-bedroom with water views and a private pool for $350,000. The median home value in Fort Walton is $185,900, while annual property taxes will cost you around $1,366 and monthly housing costs amount to about $1,049. Williamstown, Massachusetts . One of the east coast cities that often gets overlooked but is well worth a visit. [ x] Then . Its white sandy beaches and crystal blue water combined with the Island's historic charm make it one of the top small beach towns in . It is also close to both Philadelphia and Baltimore, so both cities amenities and recreational opportunities are within easy reach. Newark also has the third-lowest number of recreation centers per 1,000 residents with 0.12. This Maryland town does have the highest tax burden of any city on this list at 18.9%, which you should be sure to take into account when calculating your cost of living. With a dedicated police department, Cannon, Read More What Is The Safest Beach In Oregon?Continue, The advent of Spring is a great time to plan a beach holiday somewhere, and if you havent already got plans, why not consider the magnificent coastline of our own Oregon? Stacker compiled a list of the best places to live on the East Coast using 2022 data from Niche's. . Historic Lewes has a more natural, small-town feel and (slightly) lower home prices. Only about 1 square mile, the popular beach area has a small-town feel and was named as a best place to retire by the AARP. U.S. News also named Melbourne its tenth best city to retire in and one of the safest places to live and ranked it highly for quality of life. The existence of a fiduciary duty does not prevent the rise of potential conflicts of interest. Im going to run through several options of affordable East Coast towns. The tax burden in Cumming is on the high side, though, at 18%. The city features two state parks Tomoka and Bulow Creek which cover thousands of acres and protect various wildlife habitats and species. These areas are active, scenic, and rich . These firms could be great to partner with. Settling down in this small coastal town wont blow your budget either. Vietnam offers one of the lowest costs of living in the world. Buckroe Beach and Park, which offers jet ski, kayak and paddle board rentals, also presents sparkling views of the Chesapeake Bay. Seaford doesnt fare as well when it comes to retirement communities, though, as its 0.14 retirement communities per 1,000 residents puts it near the bottom of this list in that metric. If you know you want to settle somewhere near the Atlantic but arent quite sure where, this guide will walk you through the best places to retire on the East Coast. SmartAsset Advisors, LLC ("SmartAsset"), a wholly owned subsidiary of Financial Insight Technology, is registered with the U.S. Securities and Exchange Commission as an investment adviser. Florida would appeal to anyone looking for a great place to live that offers easy access to Orlando and Florida's east coast beaches. It is home to Floridas number one state park, Honeymoon Island, which boasts emerald green waters and pristine white beaches. Seaside, Read More Is Seaside Or Cannon Beach Better?Continue, Coastal cities often paint a picture of beautiful people, sunshine, and great food. Dont miss the massive limestone rock formations at Blowing Rocks Preserve, which is also home to loggerhead, green and leatherback sea turtles. However, what really makes this port town ideal for the 55-plus crowd is the easy access to quality health care. The median home value is priced at $208,800 and the median annual property tax is $1,953, while youll pay around $953 in housing expenses each month. To come up with this list, our data experts looked at more than 1,300 towns on the water, pulled off the places that are located on lakes or riversthis list is all about tasting the salt in the ocean breezeand cut the selections to one place per state, for a wider variety of options. The median home value in the area is $216,100 and youll pay around $848 in yearly property taxes and $912 in monthly housing costs. 11 . Johnson // Shutterstock #100. On the plus side, Bel Air has a respectable 11.33 medical centers per 1,000 residents, placing it fifth in that metric. Year-round homes start around $350,000 and reach nearly $4 million. Average Retirement Savings: How Do You Compare? Go swing dancing at the Casino Ballroom and fishing at the Bert and Walter Williams Pier. If you want to visit one of the many beaches in Oregon, you may be wondering which of their many beaches is considered the safest! That includes Toms River, a seaside town thats nestled along the Atlantic Ocean and Barnegat Bay, a rich estuary thats long been a destination for fishing, crabbing, and boating. Cookies collect information about your preferences and your devices and are used to make the site work as you expect it to, to understand how you interact with the site, and to show advertisements that are targeted to your interests. A financial advisor can help you create a financial plan to pay for your East Coast retirement dream. This site is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com. Part of Mississippi's "Secret Coast," Ocean Springs is a beach town that features white, soft sand and a vibrant downtown, packed with boutiques, music and great restaurants. By the numbers: Population . The shallow and sedimentary conditions of the beach expose thousands of ancient shark teeth every day. Consider digging deeper into one state to find where you want to retire. A bonus: The average morning commute for Springfield residents is just 23.3 minutes, allowing locals to spend more time at home. Its also near Lake Lanier, a reservoir where you can boat, swim and enjoy the beach. . With pent-up demand, labor shortages and surging prices, summer travel wont be a bargain this year. and We've ordered each town from most to least populous to help you find your perfect slice of paradise. 2 . #29. Choosing new windows is a delicate balance between features, efficiency and cost. You can take a motorized kayak down the Indian River, go horseback riding on the beach or check out the historic waterfront downtown area for shopping, dining and more entertainment options. Flickr Evangelio Gonzalez. A range of sand and surf that stretches from Maine to Florida. The citys Memorial Hospital, which offers senior services, is within easy reach. Best Beach Town in Florida for Families with School-age Children- Students in this beach town have test scores far higher than the national or Florida average.. Retirees can get into affordable homes starting at just under $200,000, including this $196,919 two-bedroom in a 55-plus community or this three-bedroom with a whirlpool hot tuband no age restrictionsfor $249,900. The median home value in Freeport is a mere $81,100 and youll pay just around $479 in monthly housing costs. It might be time to review that far-away dream of life on the coast and waking up to the sound of waves and gulls and having a look at the affordability of East Coast beach houses. Nestled between Pensacola and Panama City, Fort Walton Beach includes some of the best deep sea fishing charters in the nation. 1. If you love beach towns, then Jacksonville might be one of the better options for you. New Jerseyand its infamous shoregets a lot of flak, but its called the Garden State for good reason: Its friggin beautiful when you exit the turnpike. Have a question? Stroll along white sand beaches, browse the boutiques and galleries in Old Town and cast a line for speckled trout or red snappers at one of the numerous fishing piers. Canton, Georgia. Ready to take a long stroll down the list together? Its also the medical center for the south coast region, according to the city website. Retirees look for affordable communities where they can fill their time with purposeful activities and social connections, keys to a long, healthy life, says Hale. Especially attractive to avid golfers, Myrtle Beach boasts 85 golf courses. 3. If you are looking for a place with below-average home prices to live in as a retiree, then Daytona Beach in the Sunshine State is a great solution for you. Port Arthur houses the Texas Point National Wildlife Refuge, which covers 8,972 acres of saline to brackish marsh and is inhabited by a variety of fish and fowl. How much do we know? Tax burden is also important, especially for older people living on a fixed income or off of retirement savings, so we looked at the overall tax burden in 2018. You wont need to splurge on your new digs, however. If you're looking for one of the prettiest beaches on the East Coast, you'll love vacationing on Fernandina Beach, located on Amelia Island off the eastern coast of Florida. Ah, Florida: warm weather, beaches, and no state income tax. The city's median home value is just $173,900 versus $262,900 in . Elevation 25. Though a four-bedroom on the beach will set you back $1,650,000, a two-bedroom right next to downtown can be purchased for just $249,900. Many of them seek out single-story homes with attached garages right around the golf course, marina, and beaches. From the peaceful dunes of Cape Cod and the warm waters of the Gulf of Mexico to the wild cliffs of the Pacific Northwest, these are the top 10 affordable beach towns and cities across the United States where retirees can kick back. The Best Secret Beach Towns in Mexico. Hampton, which the town website describes as a city with an old soul and a youthful enthusiasm, features some lovely historic attractions and museums, golfing and boating opportunities and fantastic dining options. Housing costs for retirees in Knoxville are the biggest factor bringing down costs, at nearly 30% below the national average. America's gold stockpile has fueled curiosity and conspiracy theories. The current median house listing price is $210k. The cost of living in Savannah is 12.1 percent less than the national average with the average home value at $134,600. Just 15 minutes south of the bustling tourist shops, boardwalks, and mini-golf courses of Myrtle Beach, Murrells Inlet offers retirees a quiet respite from that popular vacation town. If small and quaint is not your style, Jacksonville, with its vast area and large population, might be more your pace. Retirees can take the grandkids on whale watching tours or picnic at one of the many parks or the beach. Round Island Park is one of the famous public beaches to spot the manatees in Indian River County. In any case, let us discuss some of the best beach towns for retirement in Florida. She writes about food, travel, and real estate for Zagat, FoodNetwork.com, BBC Travel, and more. Situated on the eastern shore of Biloxi Bay, Ocean Springs has a reputation as a historic town with a vibrant and eclectic arts community. Here, we've collected 15 of the cheapest beach towns to live in throughout the U.S., based on median home values under $300K. The welcoming area boasts many gay bars and restaurants, a thriving Pride parade (in years past), and an LGBTQ centerall on the shores of tax-friendly Delaware. I have been drawn to the ocean and the coastal lifestyle my whole life. Ithaca is a small picturesque town in the upstate New York Finger Lakes region. National parks, preserves and wildlife refuges are all plentiful . Just 14% of Newarks population is made up of senior citizens aged 65 and over. Total monthly expenditures: $2,073.51. This hamlet on Long Island is tied for the second highest tax burden on this list but it also has the second-highest number of medical centers per 1,000 residents. Sarasota, with its pristine Gulf beaches, cracked its way into the top towns thanks to its high number of doctors' offices (12.4) and recreation centers (3) per 1,000 people. It is built on high ground between two harbors overlooking . The city also houses the Addison Blockhouse Historic State Park, where you can see an 18th-century plantation. If youre wondering whether you should pick Hawaii or Florida, our guide should help you decide. #25 Best Places to Retire in North Carolina. The New Castle Historic District has a number of historic buildings, including an arsenal built in 1809 in preparation for the War of 1812.